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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Total Home Care
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Compound Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$12.90
$12.90
$12.90
$12.90
$12.90
$12.90
$12.90
$12.90
$12.90
$12.90
$12.90
$12.90
$12.90
$13.50
$14.10
$15.00
$15.60
$16.50
$17.10
$18.00
$18.90
$20.10
$21.00
$21.90
$22.80
$23.70
$24.60
$25.80
$27.00
$28.20
$30.00
$32.10
$34.50
$36.90
$39.90
$42.30
$45.00
$48.00
$51.00
$54.30
$58.50
$63.30
$68.70
$74.70
$81.30
$87.60
$94.20
$104.40
$111.90
$123.90
$134.40
$145.20
$157.50
$172.80
$191.70
$211.50
$234.00
$265.20
$296.10
$333.00
$367.50
$406.50
$446.70
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$25.80
$25.80
$25.80
$25.80
$25.80
$25.80
$25.80
$25.80
$25.80
$25.80
$25.80
$25.80
$25.80
$27.00
$28.20
$30.00
$31.20
$33.00
$34.20
$36.00
$37.80
$40.20
$42.00
$43.80
$45.60
$47.40
$49.20
$51.60
$54.00
$56.40
$60.00
$64.20
$69.00
$73.80
$79.80
$84.60
$90.00
$96.00
$102.00
$108.60
$117.00
$126.60
$137.40
$149.40
$162.60
$175.20
$188.40
$208.80
$223.80
$247.80
$268.80
$290.40
$315.00
$345.60
$383.40
$423.00
$468.00
$530.40
$592.20
$666.00
$735.00
$813.00
$893.40
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$34.80
$34.80
$34.80
$34.80
$34.80
$34.80
$34.80
$34.80
$34.80
$34.80
$34.80
$34.80
$34.80
$36.60
$38.40
$39.60
$42.00
$43.80
$46.20
$48.00
$51.00
$53.40
$55.80
$58.20
$60.00
$62.40
$64.80
$67.80
$70.80
$73.20
$78.00
$83.40
$88.80
$96.00
$103.80
$110.40
$117.00
$125.40
$133.20
$142.20
$153.00
$165.60
$180.00
$196.20
$213.00
$229.80
$246.60
$273.60
$292.20
$324.00
$351.00
$378.60
$410.40
$450.00
$498.60
$550.20
$607.20
$688.20
$768.00
$862.80
$951.00
$1,050.60
$1,152.60
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov